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Simplifying the way people pay for HEALTHCARE

  • No credit impact pre-qualification
  • Quick and easy application
  • Affordable monthly payments

Simplifying the way people pay for
HEALTHCARE

  • No credit impact pre-qualification
  • Quick and easy application
  • Affordable monthly payments

Budget-Friendly Financing

HCS provides access to financing solutions that help you fulfill your financial responsibilities while maintaining your long-term financial health. We offer a suite of affordable patient financing products built with budgeting in mind.

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Choose the monthly payment that fits your budget, and if you decide to pay off early, you will not be penalized.

Estimate your possible monthly payment.1

PAYMENT CALCULATOR

HCS partners with medical providers across a variety of specialties. Including, but not limited to:

Cosmetic
Dental
Fertility
Audiology
Orthopedic
Veterinary
Vision
Specialty Health

See your provider to apply.

REFER YOUR DOCTOR

Pre-Qualify to Sign in Minutes

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With our no-fee online application, the financial support you need is only minutes away. Plus, approved and accepted loans are processed immediately, so you can receive the care you need without delay. All you need is a government-issued ID and your social security number to apply.

HCS Patient Application Process
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No Credit Impact Pre-Qualification

View your available financing offers with no credit impact. Speak with your provider to pre-qualify.

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Time to Recover

No down payment is required, and the first payment is due a month after treatment begins. Your first statement will arrive to the address provided approximately two weeks after your treatment date.

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Easy Online Loan Management

Our easy-to-navigate Customer Care online portal allows you to set up and schedule auto payments2, view statements and get quick answers. See your statement for your account number and instructions on how to set up your portal login.

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Pre-qualify in 60 seconds with no credit impact. Speak with your provider to pre-qualify.

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health icon

Time to Recover

No down payment is required, and the first payment is due a month after treatment begins. Your first statement will arrive to the address provided approximately two weeks after your treatment date.

Background Image
Mouse Icon

Easy Online Loan Management

Our easy-to-navigate Customer Care online portal allows you to set up and schedule auto payments, view statements and get quick answers. See your statement for your account number and instructions on how to set up your portal login.

H

HEALTH

Helping more people access
quality-of-life procedures.

C

CREDIT

Offering more affordable
ways to pay for care.

S

SERVICES

Providing support that
empathizes with your needs.

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We’re Health Credit Services. A technology driven, patient financing company committed to delivering simple funding solutions that make healthcare more attainable.

  1. Estimates, Annual Percentage Rates (APRs), Terms and Payment Plans May Not Be Available At All Providers.  Please Consult Your Provider For Availability and Applicable Rates.
  2. Other payment methods are also accepted (i.e., one-time payments via online, mail or phone). Borrowers have the flexibility to choose the repayment method that works best for them.
HCS - Health Credit Services

©2017 All Rights Reserved

HCS loans are unsecured personal loans originated by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC, Quorum Federal Credit Union, member NCUA, or MetaBank, member FDIC.

Contact us:

Have your questions answered by our knowledgeable Support team.

Call 800.427.9184

8 a.m – 8 p.m. EST
Monday – Friday

10 a.m. – 5 p.m. EST
Saturday

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