HCS provides access to financing solutions that help you fulfill your financial responsibilities while maintaining your long-term financial health. We offer a suite of affordable patient financing products built with budgeting in mind.
Choose the monthly payment that fits your budget, and if you decide to pay off early, you will not be penalized.
With our no-fee online application, the financial support you need is only minutes away. Plus, approved and accepted loans are processed immediately, so you can receive the care you need without delay. All you need is a government-issued ID and your social security number to apply.
View your available financing offers with no credit impact. Speak with your provider to pre-qualify.
No down payment is required, and the first payment is due a month after treatment begins. Your first statement will arrive to the address provided approximately two weeks after your treatment date.
Our easy-to-navigate Customer Care online portal allows you to set up and schedule auto payments2, view statements and get quick answers. See your statement for your account number and instructions on how to set up your portal login.
Pre-qualify in 60 seconds with no credit impact. Speak with your provider to pre-qualify.
No down payment is required, and the first payment is due a month after treatment begins. Your first statement will arrive to the address provided approximately two weeks after your treatment date.
Our easy-to-navigate Customer Care online portal allows you to set up and schedule auto payments, view statements and get quick answers. See your statement for your account number and instructions on how to set up your portal login.
Helping more people access
quality-of-life procedures.
Offering more affordable
ways to pay for care.
Providing support that
empathizes with your needs.
We’re Health Credit Services. A technology driven, patient financing company committed to delivering simple funding solutions that make healthcare more attainable.
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HCS loans are unsecured personal loans originated by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC, Quorum Federal Credit Union, member NCUA, or MetaBank, member FDIC.
Have your questions answered by our knowledgeable Support team.
8 a.m – 8 p.m. EST
Monday – Friday
10 a.m. – 5 p.m. EST
Saturday