Our Story

At the core of HCS is our belief that more individuals should have access to quality-of-life procedures – it’s what motivated the HCS founders to transition from jobs in banking to careers in healthcare financing. It’s also why we specialize in only healthcare financing and are committed to devising new ways for patients to receive care.


Simply put, we are driven to invent smart, simple solutions that not only make healthcare financing more affordable, but also deliver a seamless customer experience. We recognize and empathize with the barriers to care that impact providers and patients daily. It is this fact that impassions us to embrace the bold ideas of many, both internally and externally, to deliver creative financing solutions.


Ownership of the end-to-end lending process gives us the freedom to implement immediate change. We are invested in the future of the industry and therefore, feel it is imperative to adapt to the needs of our customers – doctors, office managers, schedulers and patients alike. Our team is accessible, knowledgeable and prepared to listen.


From practices delivering more care to patients successfully managing their health, we take pride in empowering and equipping our customers to take charge of both their physical and financial well-being.



Our Board Members

Richard Garman

Clark Burget

Matt McKenna

Scott Graves

Hans Zandhuis

Abhay Puskoor

Meet Members of Our Team

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Matt built HCS following senior executive roles with MBNA and Bank of America. After extensive work in unsecured lending, reward programs, co-brand and affinity credit products, marketing operations and corporate treasury functions, Matt joined forces with Hans and Clark to build HCS. Outside of HCS, Matt supports local pet rescue initiatives, including working with organizations that fostering and adopting abandoned dogs in the Charlotte area. Matt graduated from Georgetown University with a B.A. in Political Science.

Matt McKenna

President and Chief Operating Officer
Marisa 1

Marisa joined HCS following more than a decade of marketing experience with Concentric Branding Agency and Bank of America. At HCS, Marisa manages the marketing team, develops the HCS brand strategy, and ideates and implements marketing campaigns. Marisa volunteers as a Girl Scouts Hornets’ Nest Council Board Member. In her free time, Marisa enjoys international travel, spending time in the outdoors, playing soccer, and entertaining friends and family.

Marisa Petriano

Marketing Manager
Aaknasha 2

Aakansha joined HCS following her role as Project Manager at Bank of America. At HCS, Aakansha specializes in end-to-end project management, serving as the lead project manager in process improvement and application development projects. Outside of the office, Aakansha volunteers for a variety of children- and women in business-oriented nonprofits. In her free time, Aakansha enjoys reading, hiking and teaching dance.

Aakansha Gor

Project Manager
Arthur 2

Arthur joined HCS upon graduation from Queens University. In his role, Arthur services and processes loans, implements operations processes and helps onboard new loan operations employees. Arthur volunteers with the Charlotte Lesbian and Gay Fund, an organization that supports, grows and brings awareness to Charlotte’s LGBTQ community. In his free time, Arthur enjoys traveling, cooking unusual recipes and visiting museums and galleries.

Arthur Milne

Loan Operations Analyst
Jennifer Faassen

Jennifer joined HCS upon graduation from Coastal Carolina University. In her role, Jenn serves the Provider Support team, ensuring ongoing satisfaction for HCS clients. Outside of the office, Jenn enjoys being outdoors and participating in activities like hiking and kayaking. Additionally, she loves exploring new places and learning about different cultures.

Jennifer Faassen

Project Analyst
Rob 2

Rob joined HCS following more than a decade of strategy experience with Bank of America. At HCS, Rob leads the business development efforts to shape expansion of the brand's products and services, and corporate direction within the healthcare landscape - providers, point-of-care payment technologies, revenue cycle management, administrators, brokers, online platforms and other intermediaries. Outside of the office, Rob enjoys exercising and spending time with his family. Interested in business development opportunities? Contact Rob at rseidman@hcsloans.com.

Rob Seidman

Head of Business Development
Clark 1

Clark built HCS following decades of experience with Ernst & Young, First USA (Chase), Barclaycard and Bank of America. After extensive work managing and building business models for some of the largest credit portfolios in the lending industry, Clark joined forces with Matt and Hans to build HCS. Outside of HCS, Clark and his wife co-own a coffee shop and wine bar that supports local Charlotte-area artists and small businesses. Clark graduated from Penn State with a B.S. in Operations Management, and earned an M.B.A. from Temple University.

Clark Burget

Profitability and Platform Executive
Eric 2

Eric has 30 years of finance, accounting and treasury experience. Previously he was CFO for economic data company IMPLAN Group, tech firm CoaLogix, mortgage insurance company Triad Guaranty, Lighthouse Financial and First Union bank. Outside of the office, Eric focuses on volunteering in the community. He co-owns and serves on the board of IMPLAN and American Food Services supporting Meals on Wheels in the Carolinas. Eric has a B.S. in Accounting from Univ. of Florida and an M.B.A. from the Univ. of North Florida.

Eric Dana

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Lindsay joined HCS after completing her Doctor of Law in Banking, Corporate Finance and Securities Law from Quinnipiac University School of Law. At HCS, Lindsay offers insight and guidance into regulatory compliance and operational risk. Lindsay is a member of an array of professional associations, including the American Bar Association, North Carolina Bar Association, Mecklenburg County Bar and Association of Corporate Counsel. Lindsay also serves as a member of the Mecklenburg County Bar Pro Bono and Legal Recruitment Committee, Class of 2019.

Lindsay Goldsmith

Van 2

Van joined HCS after working as a Client Services Associate for Validant, a consulting firm focused on the healthcare sector. At HCS, Van builds relationships with and supports enterprise client provider offices. During her free time, Van enjoys exploring the outdoors, playing board games, watching movies, reading books, and spending time with friends and family.

Van Dinh

Enterprise Client Engagement Specialist
Tim 1

Tim joined HCS following two decades of sales experience with Capital One Health Care Finance, AT&T Broadband and Alliance Data Systems Card Services. At HCS, Tim initiates and builds relationships with Partners and Providers, champions strategic sales initiatives and leads HCS sales efforts. Outside of the office, Tim volunteers as a middle school and competitive travel league softball coach. Additionally, he serves as a Zoning Board Member for his community and as a 4H volunteer.

Tim Belmonte

Head of Sales
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Jeannie leads the HCS Sales Operations team following 15+ years of diverse experience. Her background includes roles in litigation consulting and in the healthcare industry, along with leadership of large scale process improvement and project management initiatives with Bank of America. Outside of HCS, Jeannie can be found tackling a new DIY project or cheering on kids by the pool or on the soccer field. She holds B.S. and MBA degrees from UNC Charlotte and a graduate certificate in Executive Coaching from Queens University of Charlotte.

Jeannie Chenalloy

Sales Operations Manager
Hans 1

Hans built HCS following decades of experience in financial services spanning Fidelity Ventures, Bear Stearns and Bank of America. After extensive work in strategy and product development, Hans joined forces with Matt and Clark to build HCS. Former AvidxChange board member and current Startup Corps and AIM Academy board member, Hans enjoys serving the Charlotte community in his free time. Hans graduated from the University of Michigan with a B.A. in Economics.

Hans Zandhuis

Chief Executive Officer
Pernell 2

Pernell joined HCS upon graduation from New York University. As an implementation coordinator with HCS, Pernell ensures providers are enrolled successfully into the HCS network. Outside of the office, Pernell volunteers with East Huntersville Youth Outreach. In his free time, Pernell enjoys watching Cleveland Cavaliers games, attending Carolina Panthers games and binge watching his favorite shows: House of Cards and Game of Thrones.

Pernell Brown

Implementation Coordinator
Fred 2

Fred joined HCS after more than 30 years with Bank of America, Chase Manhattan, Deloitte and Coldwell Banker. A seasoned financial executive, Fred has grown the profitability of numerous businesses worldwide. His specialties include deposits, debit and credit card, consumer lending, and mergers and acquisitions. Outside of HCS, Fred pursues his passion for realty, serving on two homeowners’ association boards. Fred graduated from the University of Delaware with a B.S. in Accounting and a CPA certification from the State of Pennsylvania.

Fred Heck

Manager of Risk Operations
Jonathan Arbogast 2

Jonathan joined HCS upon graduation from Queens University. Jonathan has served the company in a variety of roles – as a product analyst, implementation coordinator and project analyst. Outside of the office, Jonathan volunteers with the Ability Experience, a nonprofit dedicated to serving individuals with disabilities. In his free time, Jonathan participates in a variety of outdoor sports, plays music and supports Charlotte’s local music scene.

Jonathan Arbogast

Product Analyst
Niket 2

Niket joined HCS following years of experience as a software development engineer at Microsoft Corporation. At HCS, Niket serves the company as a detail-oriented, software professional. Passionate about the field of data management and warehousing, Niket has experience requirement gathering, designing and building solutions. Outside of the office, Niket and his wife volunteer with a tobacco use prevention group in Mecklenburg. In his free time, Niket enjoys karate, hiking, experimenting with a variety of cuisines and riding his motorcycle.

Niket Dhanewar

Software Engineer
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Artia joined HCS following years of experience as an auditor and analyst at RoundPoint Mortgage Servicing Corporation. At HCS, Artia works on the in-house risk and compliance team as a compliance analyst. Outside of the office, Artia serves as a volunteer coordinator for a women's shelter and participates annually in the March of Dimes Charlotte event. In her free time, Artia enjoys traveling and exploring new cities, and spending time with her daughter. Artia graduated from the University of South Carolina at Columbia with a degree in Criminal Justice and later received her Doctor of Law degree from the Thomas M. Cooley Law School.

Artia Jones

Compliance Analyst

Quality-of-life medical procedures should be more accessible to more people. Through inventive funding solutions, we pledge to deliver financing support to over 1 million patients nationwide. Apply today to help us transform our pledge into reality.

©2017 All Rights Reserved
HCS loans are unsecured personal loans originated by Cross River Bank, member FDIC, Quorum Federal Credit Union, member NCUA, or MetaBank, member FDIC.